When looking to buying a home in Langley, Surrey, White Rock, or anywhere else in the Fraser Valley, Vancouver or other city in BC, a pre-approval is often the first place to start. It helps determine one’s affordability of a potential mortgage and an idea of a price range in which to purchase a home.
A “pre-approval” is essentially a determination of your purchasing power of a home based mainly on your income & down payment.
I will advise you about the documentation (income confirmation, down payment confirmation, etc.) you’ll need to supply upon conditional approval of your mortgage. Any conditions must be met for your mortgage to be fully approved.