Calculate your payment!
How much are the monthly payments for the Lower Mainland mortgage you're looking for, and how can I help you achieve that?
Payment and Rate Calculations
MY MORTGAGE PLANNER
Our app provides you with useful tools to help plan your mortgage. Whether it comes to determining your mortgage payments, affordability, income required to qualify or closing costs, our app has what you need.
Start planning your mortgage by downloading it today!
What can you afford?
Calculate the maximum home price you can afford without affecting your credit. Generate a detailed report that you can share with your Realtor or Mortgage Broker.
Get to know your purchase power
Answer a few simple questions and our world-class algorithm crunches the numbers and calculates your maximum home price.
You’ll also receive a detailed report with all the bells and whistles that you can use when you ready for a lender pre-approval.
Once you know your exact amount, you can confidently shop for homes in that price range, however, pre-qualification is never enough to place an offer on a real estate property. In all cases, you must to speak to a licensed advisor and obtain a formal lender pre-approval.
Our Purchase Calculator doesn’t just stop at mortgages. We’ll take into account all your home ownership expenses.
Enter the home purchase price, set your down payment and watch the app work its magic.
It will quickly tell you whether insurance is required and what the payments would be for a specific rate.
Down payment can also be entered in various ways.
You can choose to add in your down payment as a % of the home price, for instance, you may decide that you only want to put 5% or 20% as a down payment. If you know the amount you can enter it in $.
Additionally, you can let the app calculate the minimum required for the given home price.
View All Payments
Calculate payments in real time for all payment frequencies and see how much interest you pay or how much you save over the term of your mortgages.
Analyze with just a swipe
View how much mortgage you have left in every year over the term or full life of your mortgages.
More Features
Amortization Table
Quickly view the loan remaining at the end of each year, principal and interest paid in a specific year. Click on any year to dive deeper into the details.
Extra Payment
Increase payments or add annual lump sum prepayments and learn the difference. Analyze the impact of increased payment per payment frequency.
Graphs and Visuals
Visualize how loan, interest and principal behave over time. Our premium graphs animate and responds to touch so you know exactly what to expect.
Lender Rates
Choose from a wide variety of lender rates as a basis for you calculations. You can further filter and find a rate that you can apply for when you are ready.
Generate Reports
You can generate beautiful reports and share them via text message or email. The email reports also attach a PDF so that you can later print it for your convenience.
Compare Side by Side
This feature lets you compare two possible scenarios side by side, and instantly see differences in interest, the principal paid and the time it takes to pay off your mortgage.
Loans / Save Scenarios
Are you looking at various scenarios and want to keep them saved. In CMA, you can save and unlimited number of scenarios that you can load on any other device you have the app installed.
Property Tax Estimation
Sometimes we won’t know the exact amount of the property tax to use when estimating our total monthly cost. Luckily, we have developed a way for the app to estimate the property tax by location.