What Is It? As of Jan 1 2023 for a 2-year period, anyone who’s neither a Canadian citizen nor a permanent resident and non-Homebuyer Tax… Read More »What you need to know about Canada’s Foreign Homebuyer Tax 2023
The cost of housing in British Columbia has skyrocketed in recent decades. Canadian citizens and residents who simply want an affordable place to call home… Read More »BC Speculation Tax? Good news – you probably don’t have to pay it.
If you’re renewing your mortgage this year, you might be tempted to take your lender’s offer of an early renewal. But, is that the best… Read More »Should you really take that early mortgage renewal offer?
Fixed mortgage rates follow bond yields up or down. Simple, right? Tracking Canadian government bond yield trends can give you a good idea about where fixed mortgage… Read More »What’s a bond yield and how does it affect my mortgage rate?
If you’re looking to renovate your home and add value to it, consider doing it with a mortgage. It may seem like a lot of… Read More »Renovation Mortgages. How do they work?
Introduction There are many different lenders who offer mortgages, and sometimes it can be difficult to know which one is right for you. In this… Read More »Do you know the difference between an A lender and a B lender?
New flipping tax – What does it mean?Effective this month, the government’s new tax: anti-flipping tax is scaring many investors. This is one of the… Read More »Canada’s New Anti-Flipping Tax – will it affect you?
Introduction If you’re trying to purchase a home, it’s always important to review your finances. You need to take into account both your income and… Read More »Did you know that you can use your CCB to help with mortgage qualification?
The number of Canadians wanting to buy a house is on the rise. That being said, the price of buying one is too! Do you… Read More »Let’s talk about gifted down payments
Spring is just around the corner and we have all the details to help you get prepared for the coming housing market! Plus, what you need to know about refinancing AND my top Spring cleaning tips.